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Socioeconomic status of older Malaysians: a gender comparison
Item Type: Article
Editor:
Year: 00/01/2004
Abstract: The feminization of old age is a global phenomenon that brings with it unique and multiple challenges. Cumulative effects of past (and present) gender inequality only further compound the difficulties older women face in later life.The objective of this paper is to provide a comparison of the socioeconomic status between older men and women. A survey of the older population living in the community was conducted from 22nd October till 8th December 1999.The sample was derived from stratified district (rural and urban) of 4 states (Johor, Perak, Kedah, Kelantan) where 1726 older persons were successfully interviewed. Out of that sample, 843 are women. Results from the study showed that there is significant difference between older men and women in terms of monthly income(t=-3.567,p<0.01). The primary source of sustenance for older women actually comes from their adults sons (M=168.3, SD=207.8)and daughters (M=133.4,SD=190.3). The value of monetary assistance from sons increases when the female elderly have more children (r=0.123,p<0.01). There is also significant relationship between gender and other socioeconomic indicators such as employment, past occupation, education, marital status and home ownership. In conclusion, women face a greater risk in the future of a greying population as they form the major stakeholders. Being financially beholden to their adult children, older Malaysian women's dependency is an important issue that requires attention. Further investigation is needed to determine if the gender differences will translate or relate to other variables such as health and overall well being.
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Financial problems of university students and its relationship with academic performance
Item Type: Article
Editor:
Year: 00/01/2004
Abstract: This study that has been done in University Putra of Malaysia was to identify the relationship between financial problems and academic performance and to determine the difference in financial problems between male and female students. A total of 1,500 students who received educational loan were chosen through systematic sampling and given a self-administered questionnaire. The findings of the study revealed that financial problems were related to academic performance where the better the result, the less average number of financial problems were faced by the students. Meanwhile male students on the average have higher number of financial problems compared to female students.
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Financial beliefs and behaviour of college students: cultural differences
Item Type: Article
Editor:
Year: 00/01/2004
Abstract: This study compared the financial beliefs and behaviour of college students in two different cultures; Malaysia and United States. Using the social learning framework, the study assumed that children socialized in different culture will have different beliefs and behaviours. Two sets of data used were data from 665 college students Iowa State University (ISU)and convenience sampling of data from self administered questionnaires among 366 students of University Putra Malaysia (UPM). The result of the study revealed some similarity but many more differences. Cultural practices, economic and social environment influenced financial beliefs and behaviour of college students in both cultures. Service available and rules and regulations influence accessibility to services and choices available. ISU students was displaying favourable financial behaviour compared to UPM students. Students need to be aware and understand financial complexity to help them manage limited financial resources while studying as well as prepare them for work life.
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