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Financial problems of university students and its relationship with academic performance
Item Type: Article
Editor:
Year: 00/01/2004
Abstract: This study that has been done in University Putra of Malaysia was to identify the relationship between financial problems and academic performance and to determine the difference in financial problems between male and female students. A total of 1,500 students who received educational loan were chosen through systematic sampling and given a self-administered questionnaire. The findings of the study revealed that financial problems were related to academic performance where the better the result, the less average number of financial problems were faced by the students. Meanwhile male students on the average have higher number of financial problems compared to female students.
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Financial beliefs and behaviour of college students: cultural differences
Item Type: Article
Editor:
Year: 00/01/2004
Abstract: This study compared the financial beliefs and behaviour of college students in two different cultures; Malaysia and United States. Using the social learning framework, the study assumed that children socialized in different culture will have different beliefs and behaviours. Two sets of data used were data from 665 college students Iowa State University (ISU)and convenience sampling of data from self administered questionnaires among 366 students of University Putra Malaysia (UPM). The result of the study revealed some similarity but many more differences. Cultural practices, economic and social environment influenced financial beliefs and behaviour of college students in both cultures. Service available and rules and regulations influence accessibility to services and choices available. ISU students was displaying favourable financial behaviour compared to UPM students. Students need to be aware and understand financial complexity to help them manage limited financial resources while studying as well as prepare them for work life.
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