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Results for Topics : "Education"


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Financial beliefs and behaviour of college students: cultural differences
Item Type: Article
Author: 
T.K, Hira and
Masud, Jariah and
Author: 
Editor: 
Year:  00/01/2004
Abstract:  This study compared the financial beliefs and behaviour of college students in two different cultures; Malaysia and United States. Using the social learning framework, the study assumed that children socialized in different culture will have different beliefs and behaviours. Two sets of data used were data from 665 college students Iowa State University (ISU)and convenience sampling of data from self administered questionnaires among 366 students of University Putra Malaysia (UPM). The result of the study revealed some similarity but many more differences. Cultural practices, economic and social environment influenced financial beliefs and behaviour of college students in both cultures. Service available and rules and regulations influence accessibility to services and choices available. ISU students was displaying favourable financial behaviour compared to UPM students. Students need to be aware and understand financial complexity to help them manage limited financial resources while studying as well as prepare them for work life.
 
 
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